Should I Give a Recorded Statement to Insurance?

After a car accident in Atlanta, the insurance company may contact you and ask for a recorded statement. While this might seem harmless, it’s important to know that giving a recorded statement can hurt your claim if you’re not careful.

Insurance adjusters are trained to protect their company’s bottom line, not your best interests. Here’s what you should know before agreeing to speak on record.

1. Insurance Companies Use Statements Against You

When you give a recorded statement, anything you say can be used to minimize or deny your claim. Even small details—like saying you “feel fine” or are “not sure what happened”—can be twisted to suggest that you weren’t seriously injured or that you were partly at fault.

That’s why it’s best to avoid recorded statements without legal advice.

2. You’re Not Legally Required to Give a Statement

In Georgia, you are not required by law to give the at-fault driver’s insurance company a recorded statement. You should, however, cooperate with your own insurance company to a reasonable extent—but even then, it’s best to consult an attorney first.

Your lawyer can communicate with insurers on your behalf, ensuring that your words aren’t misinterpreted.

3. What to Do If an Adjuster Calls You

If you’re contacted by an insurance adjuster after your Atlanta car accident:

• Stay calm and polite.

• Do not agree to a recorded statement.

• Do not discuss fault or your injuries in detail.

• Take down their name, title, and contact information.

• Tell them your attorney will reach out soon (if you have one).

This approach protects you from saying anything that might weaken your claim.

4. How an Attorney Helps

An experienced Atlanta car accident lawyer knows exactly how to handle insurance companies. They can:

• Speak with the adjuster on your behalf

• Make sure no misleading statements are recorded

• Help you prepare if a statement is necessary

• Protect your rights and maximize your settlement